Just The Facts - October 2026
October 2, 2026 For buyers... Mortgage Rates You may be seeing today's higher rates and worrying about whether it's still worth it to buy. Here's what you may not realize... The rate you see online isn't necessarily the one you'd get when you buy. Mortgage rates differ just like the people who apply for loans. Your real mortgage rate is specific to your individual situation. It can be higher or lower than what you've seen or heard. So, don't assume the rate in the headlines is your rate...