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Mortgage Rates Have Been Coming Down Mortgage rates are always going to have their ups and downs - that's just how rates work. Especially with the general economic uncertainty right now, some volatility is to be expected. But, if you zoom out, it's the larger trend that really matters most. And overall, rates have been trending down for most of this year (see graph below) : Source: FREDDIE MAC And in just the last few months, we've seen the best rates of 2025. According to Sam Khater, Chief Economist at Freddie Mac : "On a median-priced home, this could allow a homebuyer to save thousands annually compared to earlier this year, showing that affordability is slowly improving. " Here's why that matters for you. This shift changes what you can actually afford. It means lower borrowing costs and m...

Whether you're considering the purchase of your first home or the sale of your fifth, navigating the real estate market is a daunting task. But does it need to be? Not if you have a capable and dedicated agent at your side! As a seasoned professional, I have the skills and experience to help you realize your goals. I provide stellar customer service so you can move forward with total confidence. When you have chosen me as your agent, you will have chosen the wealth of resources I bring with me. Verna "V" Regler 239.671.7279   ...

If you've seen headlines about home prices dropping, it's easy to wonder what that means for the value of your home too. Here's what you really need to know. Even with small price declines in some markets, data shows you're likely still way ahead . And that's thanks to your home equity. The Relationship Between Home Prices and Equity Home equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here's how that's played out lately. After the record-setting home price surge of 2020 and 2021, a little cooling was inevitable. Back then, the number of homes for sale hit a record low. That caused home values (and your equity) to shoot up significantly as buyers fought over limited inventory. But prices couldn't continue to ...